Business loans for
construction businesses
Running a construction business comes with its own unique challenges. One year it’s boom, the other bust. Some sectors can’t build fast enough. Others are bogged down in planning hurdles, stagnant growth, and interest rate pain. If you handle repairs and maintenance, you might find busy is your normal, but so too are late payments. You’re covering the cost of materials and waiting months for the invoice to be settled. In the meantime, your bank balance is sinking faster than the city of Venice.
Fast, flexible loans for construction businesses riding the recovery train
That uncertainty could mean you’ve been given the cold shoulder from traditional lenders. High-street banks value stability, forecasts and projections. When too much rain could derail your entire project plan, your business begins to look like a risky proposition.
The Punk Way
Our application process is deliberately streamlined and straightforward. We work quickly, so your business isn’t further disrupted by cash flow gaps when you need to buy more materials and pay wages. We’ll typically make a decision within 48 hours and will work with you to get cash in the bank in the shortest timeframe possible.
Our loans are asset backed, so there’re no credit checks, no financial forecasting, and no red tape. We’ll assess your application by considering the asset you’ll use to secure your loan, not your credit score.
No waiting around
When your order book is full but your bank is empty, we’re here to save the day with a streamlined application form and decision in as little as 48 hours.
No credit checks
Tell us about the asset, not your credit history.
Flexible terms
We’ll work with you to structure your loan in a way that’s suitable and realistic.
Apply now
If late invoices, rising material costs or project delays are putting pressure on your cash flow, a construction business loan can help you keep buying materials, paying your team and completing the work.
Talk to Punk Business Loans. We’ll move quickly, explain the options clearly and help you find funding that works with the realities of your construction business.
Construction Business Loans FAQs
Is there a minimum trading term required?
No, even if you’re a new business and just finding your feet in the construction sector, you’re still able to apply for a Punk construction business loan. Our loans are asset backed so your trading history isn’t as important as how you secure your loan.
What are the repayment terms?
Our loan agreements are bespoke and tailored to your circumstances. We’ll discuss terms with you, so you’ll have complete clarity before making a decision.
Are there any restrictions on what a construction business loan can be used for?
None at all. Once the money hits your business account, it’s up to you how you spend it. Many of our clients use the influx of cash to steady their cash flow, pay for materials, catch up on supplier bills or get HMRC off their case by paying off overdue VAT and PAYE amounts.