Microloans
If your business doesn’t want to borrow a large amount, a Punk microloan provides the funding you need to tick off those small, but equally important tasks. Buy stock ahead of your busy season, rent a temporary space, pick up a few new PCs, or hire a vehicle short-term. The choice is yours.
Surf over those cashflow gaps with a microloan
Why choose Punk Business Loans for your Microloan?
We aren’t here to complicate your life with endless application forms, and we won’t put your credit score under a microscope. Our approval process is fast, uncomplicated, and gives you a clear yes or no answer in days, not weeks.
Fast access to funding
Cash in the bank without the complication of a long application process
Borrow a smaller amount for everyday expenses
Most business loans are for larger amounts, but sometimes, you don’t need all that cash. A smaller loan gives you a financial safety net, without requiring you to pay interest on a bigger loan than necessary.
Secure your loan with an asset
Don’t let a less than perfect credit score cut you off from business finance. Our loans are asset backed, so your credit history is your business.
Apply now
If a smaller injection of cash would help you buy stock, replace equipment or bridge a short-term gap, a microloan could give you what you need without borrowing more than necessary.
Talk to Punk Business Loans. We’ll look at your situation, explain the available options and help you find a smaller loan that works for your business.
Microloan FAQs
How much can I borrow?
Our microloans are available up to £X. This is a small, accessible loan intended to give your business a boost when you need a quick fix to get out of a cashflow pinch.
What are the repayment terms for a microloan?
Each of our loan agreements are tailored to each customer so we’ll discuss the terms with you and explore options to suit your individual circumstances.
Are other amounts available?
Yes, we have a range of business loans available up to £250,000. If you’re looking to borrow more, take a look at some of our other options or give us a call to tell us more about what you need.
What if I have bad credit?
All Punk Business Loans are asset-backed. We don’t use your credit score or business plan when making a funding decision.